This current study evaluated the physical and mechanical performance of concrete modified with locally sourced coconut fiber ash. Concrete specimens were prepared with Portland limestone cement (PLC) partially replaced with locally sourced coconut fiber ash (CFA) in proportions of 0%, 5%, 10%, 15%, and 20%. Tests, including slump, XRF, flexural strength, and compressive strength tests, aided in evaluating the physical and mechanical performance of CFA-modified concrete. XRF analyses revealed the presence of essential elements in cements in CFA: Ca (2.3150 %), Si (3.0900%), and Fe (0.4790%). This affirmed the potential of CFA as a supplementary cementitious material (SCM). Workability of CFA-modified concretes was low: ranged from 20mm to 40 mm for 5% to 20% partial replacement levels. Also, density and water absorption (WA) decreased as CFA concentration in concrete increased. Concrete was classified as normal-weight concrete, with values ranging between 2000 kg/m3 – 2600 kg/m3, just like the control. None of the WA values was less than the control for 28 days and 70 days of curing. Compressive and flexural strengths rose to 10% optimum partial replacement levels, beyond which loss of strength set in for days 7, 28 and 70. Empirically, the elemental composition of CFA locally sourced in Ghana was established, affirming its use as an SCM. It also generates an equation model to guide construction practitioners in the use of CFA as an SMC in PLC concrete.